Loading T>YIELD
From EUR 100, in multiples of EUR 100.
Read the key information document and the Terms of Issue, then confirm with your T>YIELD authorisation and your passkey.
Each interest amount becomes acquired 7 calendar days later and is then credited to your Tractial account.
Submit a repurchase request whenever you wish. Requests are reviewed on Tuesdays and Thursdays.
Interest is calculated daily. Each interest amount becomes definitively acquired 7 calendar days later, then credited to your Tractial account.
Day 1
interest calculated
being acquired
Day 2
interest calculated
being acquired
Day 3
interest calculated
being acquired
Day 4
interest calculated
being acquired
Day 5
interest calculated
being acquired
Day 6
interest calculated
being acquired
Day 7
interest calculated
being acquired
Day 8
acquired and credited
Day 9
acquired and credited
If you exit, interest for the last 7 days that is not yet acquired is not due.
With T>YIELD, you subscribe directly to bonds issued by Tractial.
Subscribed amounts join Tractial's general resources and help fund its development.
In return, Tractial pays the interest provided for in the Terms of Issue.
The rate may be reviewed at each quarterly date. Any change takes effect at the start of the next quarterly period and is announced at least 5 business days in advance.
Tractial may decide a higher rate, including as a temporary uplift.
Tractial may keep the rate unchanged.
A decrease below 2.59% is limited by the cumulative decrease in the ECB deposit facility rate since the launch of the series.
The initial reference rate of the series is set at 2.59% per year. At each quarterly date, Tractial's Board of Directors may maintain or change the applicable rate. Tractial may freely decide an increase or a temporary uplift. An uplift does not change the initial reference rate and may end at a quarterly date. The rate may be brought back to 2.59% regardless of a previous uplift. It may be set below 2.59% only within the limit of the cumulative decrease in the ECB deposit facility rate since the launch of the series. The rate floor is 0.00%.
You may submit a repurchase request whenever you wish. Tractial reviews requests on Tuesdays and Thursdays, with a cut-off at 15:00 Paris time. When a request is accepted, the target is settlement on J+1 business day.
14 September 2026
15 September 2026
16 September 2026
subject to acceptance by Tractial
J+1 business day is a settlement target after acceptance
Each request is a decision of Tractial. It may be accepted in full or in part, deferred or refused. J+1 business day is a settlement target after acceptance.
Tractial SA
A bond issued by Tractial
A quarterly-reviewable rate, currently served at 3.46% / year
A repurchase request reviewed twice a week
T>YIELD is intended for businesses and entrepreneurs registered with the RNE, with an active SIREN and an active Tractial account, subject to applicable checks. T>YIELD authorisation is distinct from the payment account.
Tractial is a company listed on Euronext Growth Paris and a payment institution licensed and supervised by the ACPR.
The payment-institution status covers Tractial's payment services. T>YIELD is a separate bond investment.
From EUR 100, directly from Tractial.
Promotional communication.
This offer does not give rise to a prospectus submitted to the AMF for approval.
A key information document (DIS) and the Terms of Issue are available in the T>YIELD documentation area. Please read these documents before any subscription.
T>YIELD is a last-rank subordinated bond issued by Tractial SA. Capital is not guaranteed. Repurchase requests are subject to Tractial's decision.